|
|
Platinum Credit Cards |
Whether you plan to use a credit card for major purchases, everyday convenience or just for emergencies, we have a card that meets your needs. RBC Bank Platinum Credit Cards come with our RBC Rewards program, which lets you earn points toward free flights, hotel stays, gift cards and more. With easy access to all of your transaction information through Online Banking, you can use your card with confidence. You can earn points faster, combine points, enjoy travel without restrictions and more! Every purchase brings you closer to great rewards when you use an RBC Bank Visa* Platinum Credit Card. From gasoline fill-ups and grocery runs to furniture and Internet service, every purchase dollar you spend using your card means more points toward valuable rewards. There are hundreds of ways to reward yourself; enjoy great shopping, terrific dining, exciting adventures and more. Rewards include: free flights, hotel stays, gift cards and national retailers, cruises, vacation packages and weekend getaways and car rental certificates (some restrictions may apply). What's really exciting about the RBC Rewards Program is that unlike any other credit or check card rewards program, only RBC Bank now lets you pool your points.
The RBC Rewards program is FREE but if you want to earn rewards even faster, apply for RBC Rewards Plus for a low annual program fee of $55 to earn 50% more points with every purchase. Special Offer1Enroll in our FREE RBC Rewards program and earn 500 bonus points with your first RBC Bank Visa Platinum credit card purchase, or enroll in our RBC Rewards Plus program and earn 1,000 bonus points with your first RBC Bank Visa Platinum credit card purchase.
RBC Bank Platinum Credit Cards include these convenient benefits:
Select the RBC Bank Credit Card That’s Right For You
Visa PlatinumThe lowest interest rates for our most qualified clients. This no-fee card comes with all the benefits and privileges including RBC Rewards. Visa GoldThe perfect card for avoiding annual fees and adding up rewards points. Low-Rate Visa GoldReduce your annual percentage rate when you pay a low $18 annual fee. 6-month Introductory Rate (APR)A fixed introductory APR shall apply for the first six monthly billing cycles following the date your account is established. Transfer balances on higher-rate cards or spread out the burden of a large purchase. Our introductory APR gives you six months to pay off purchases or transfers while paying our lowest available interest rate. Standard Rate Variable Rate RangeThe annual percentage rate of interest charged on balances carried from one month to another upon completion of the introductory period. The APR will be a range of 9.99% to 18.24 based on your creditworthiness. This APR will vary with the market based Prime Rate. Warranty Manager ServiceProtect your purchases and manage warranties with one convenient service. When you register products purchased with your Visa, you'll receive additional protection. Or, purchase extended service agreements to add the Visa Performance Guarantee. Travel Accident InsuranceAutomatically receive $250,000 in travel accident insurance at no cost to you. Visa Assistance CenterYour 24/7 access to card enhancement services, emergency assistance, or answers to other account-related questions. Auto Rental InsuranceReceive 24-hour auto insurance coverage “at no additional cost” for damage due to collision or theft. Certain terms and conditions apply. Travel & Emergency AssistanceWhen you don't know where else to turn, call VISA Travel & Emergency Assistance any hour of the day or night, 365 days a year. Certain terms and conditions apply. Roadside AssistanceYour one call for help with any roadside emergency. Our network of service providers are always standing by to get you on your way quickly and safely. Emergency Card ReplacementIf your card is lost or stolen, a Visa representative will arrange a convenient location for you to pick up a new card or deliver it directly to you. Emergency Cash DisbursementCall on Visa anytime for an emergency cash advance—day or night, 365 days a year. Within 24 hours, we can arrange a convenient location for you to pick up the cash or deliver it directly to you. 1RBC Rewards Welcome Bonus Points awarded with your first purchase. 2After your 6-month introductory period (if applicable), your Annual Percentage Rate (APR) may vary monthly. The APR is determined by adding the disclosed margin to the highest Prime Rate as published in the Money Rates column of the Wall Street Journal, Eastern Edition, on the twentieth day of each month, or the next business day if the twentieth day is not a business day, (“Prime Rate”) will be used to determine the Annual Percentage Rate applicable for the Billing Cycle beginning in each immediately following calendar month. As of September 11, 2009, the Prime Rate was 3.25%, resulting in an APR range of 9.99% to 18.24%. Cards are subject credit to approval. *RBC Bank is licensee of the trademark. |
 |
 |
Learn MoreTools & Resources |
© 2009 RBC Bank (USA). All Rights Reserved. Member FDIC. Equal Housing Lender.   |